body {background-color: rgb(255,255,255)}

body {background-image: url("images/Owens_ref_template.jpg"); background-repeat: no-repeat}

.head {
	FONT-WEIGHT: bold; FONT-SIZE: 13pt; FONT-FAMILY: Univers, Helvetica, Arial, sans-serif
}
.subhead {
	FONT-WEIGHT: bold; FONT-SIZE: 14pt; FONT-FAMILY: Univers, Helvetica, Arial, sans-serif
}
.subheadB {
	FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: Univers, Helvetica, Arial, sans-serif
}
P {
	FONT-SIZE: 10pt; FONT-FAMILY: Helvetica, Arial, sans-serif
}
A {
	FONT-SIZE: 10pt; FONT-FAMILY: Helvetica, Arial, sans-serif
}
FONT {
	FONT-SIZE: 10pt; FONT-FAMILY: Helvetica, Arial, sans-serif
}
.copyright {
	FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, sans-serif
}
.copyrightLink {
	FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, sans-serif; TEXT-DECORATION: underline
}
.black {
	FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, sans-serif
}
.blackstrong {
	FONT-SIZE: 12pt;  font-weight: bold; COLOR: black; FONT-FAMILY: Arial, Helvetica, sans-serif
}
.black12 {
	FONT-SIZE: 14pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, sans-serif
}
.black14 {
	FONT-SIZE: 14pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, sans-serif
}
UL {
	FONT-SIZE: 10pt; FONT-FAMILY: Helvetica, Arial, sans-serif
}
.nounderlinered {
	FONT-SIZE: 10pt; COLOR: red; FONT-FAMILY: Arial, Helvetica, sans-serif; TEXT-DECORATION: none
}
.nounderlineblk {
	FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, sans-serif; TEXT-DECORATION: none
}
.noborder {
	BORDER-TOP-WIDTH: 0px; BORDER-LEFT-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; BORDER-RIGHT-WIDTH: 0px
}
.aBlack {
	FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, SansSerif; TEXT-DECORATION: none
}
.aBlack A:link {
	COLOR: black; TEXT-DECORATION: underline
}
.commlinks {
	FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, SansSerif; TEXT-DECORATION: underline
}
.commlinks A:link {
	COLOR: black; TEXT-DECORATION: underline
}
.blacksmall {
	FONT-SIZE: 8pt; COLOR: black; FONT-FAMILY: Arial, Helvetica, 'Sans Serif'
}
A.subTab:link {
	FONT-SIZE: 10px; COLOR: rgb(255,28,174); FONT-FAMILY: verdana; TEXT-DECORATION: none
}
A.subTab:active {
	FONT-SIZE: 10px; COLOR: rgb(255,28,174); FONT-FAMILY: verdana; TEXT-DECORATION: none
}
A.subTab:visited {
	FONT-SIZE: 10px; COLOR: rgb(255,28,174); FONT-FAMILY: verdana; TEXT-DECORATION: none
}
A.subTab:hover {
	FONT-SIZE: 10px; COLOR: rgb(255,28,174); FONT-FAMILY: verdana; TEXT-DECORATION: underline
}
body {background-color: rgb(255,255,255)}

body {background-image: url("../images/Owens_ref_template.jpg"); background-repeat: no-repeat}